Insurance resources
& guides.
Expert insights to help you understand commercial insurance and protect your business.
Jatin SandilyaWine Tasting Events: Liability for Sampling and Special Occasions
How liquor liability applies to wine tasting events, winemaker dinners, and sampling occasions.
Jatin SandilyaLiquor License Suspension: Insurance Implications and Business Continuity
What insurance can and can't do when your liquor license is suspended.
Jatin SandilyaTraining Staff to Spot Intoxication: What Carriers Want to See
How alcohol service training affects your liquor liability coverage and claims defense.
Jatin SandilyaPrivate Events and Open Bars: Liquor Liability for Catered Functions
Managing liquor liability for private events with open bars and catered functions.
Jatin SandilyaHappy Hour Liability: Drink Specials, Promotions, and Increased Risk
How happy hour promotions affect your liquor liability exposure and what carriers look for.
Jatin SandilyaRestaurant Construction and Renovation: GL Coverage During Build-Out
Insurance considerations during restaurant construction and the transition to operations coverage.
Jatin SandilyaFood Truck General Liability: Mobile Operations and Location-Based Risks
Unique insurance needs for food truck operations including GL, commercial auto, and venue requirements.
Jatin SandilyaAssault and Battery at Restaurants: Coverage Options Beyond Standard GL
Standard GL policies often exclude assault and battery. Learn how to fill this coverage gap.
Jatin SandilyaCustomer Property Damage Claims: Coats, Phones, and Valuables Left at Your Restaurant
Restaurant liability for customer property damage and what general liability insurance covers.
Jatin SandilyaThird-Party Delivery Accidents: Restaurant Liability When You Don't Control the Driver
What liability sticks to restaurants when third-party delivery drivers cause accidents?
Jatin SandilyaOutdoor Dining and Patio Liability: Weather, Furniture, and Coverage Gaps
Unique liability risks of outdoor dining and how general liability insurance covers patio operations.
Jatin SandilyaRestaurant Parking Lot Accidents: Who's Liable and What Insurance Responds
Understand liability for parking lot accidents at restaurants and how general liability insurance applies.
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