Insurance resources
& guides.
Expert insights to help you understand commercial insurance and protect your business.
Piyush VaranjaniHappy Hour Liability: Drink Specials, Promotions, and Increased Risk
How happy hour promotions affect your liquor liability exposure and what carriers look for.
Jatin SandilyaRestaurant Construction and Renovation: GL Coverage During Build-Out
Insurance considerations during restaurant construction and the transition to operations coverage.
Piyush VaranjaniFood Truck General Liability: Mobile Operations and Location-Based Risks
Unique insurance needs for food truck operations including GL, commercial auto, and venue requirements.
Jatin SandilyaAssault and Battery at Restaurants: Coverage Options Beyond Standard GL
Standard GL policies often exclude assault and battery. Learn how to fill this coverage gap.
Piyush VaranjaniCustomer Property Damage Claims: Coats, Phones, and Valuables Left at Your Restaurant
Restaurant liability for customer property damage and what general liability insurance covers.
Jatin SandilyaThird-Party Delivery Accidents: Restaurant Liability When You Don't Control the Driver
What liability sticks to restaurants when third-party delivery drivers cause accidents?
Piyush VaranjaniOutdoor Dining and Patio Liability: Weather, Furniture, and Coverage Gaps
Unique liability risks of outdoor dining and how general liability insurance covers patio operations.
Jatin SandilyaRestaurant Parking Lot Accidents: Who's Liable and What Insurance Responds
Understand liability for parking lot accidents at restaurants and how general liability insurance applies.
Piyush VaranjaniFood Allergy Claims at Restaurants: What General Liability Does (and Doesn't) Cover
How general liability insurance responds to food allergy claims and what restaurants can do to reduce exposure.
Jatin SandilyaCatering Off-Site: General Liability Coverage Beyond Your Four Walls
How general liability insurance extends to off-site catering events and what venue requirements to expect.
Piyush VaranjaniKitchen Fire Claims: How General Liability and Property Insurance Work Together
Understand how general liability and property insurance each respond during a restaurant kitchen fire claim.
Jatin SandilyaHNOA Quote Checklist for Restaurants: Driver Policy, Delivery Details, and Contract Language
Get accurate HNOA quotes faster with this complete checklist of delivery details, driver policies, MVRs, and contract requirements underwriters need.
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