Insurance Resources & Guides

Expert insights to help you understand commercial insurance and protect your business.

Coverage Guide

Business Owners Policy (BOP) Insurance for Small & Mid-Sized Businesses

Protect your business with a single, powerful policy that combines property and liability coverage.

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Coverage Guide

How Startup Insurance Works

Plain English guide to startup insurance explaining limits, deductibles, exclusions, bundled policies, and whether to use a broker or buy online.

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Coverage Guide

Do Startups Have to Pay for Insurance?

Understand which startup insurance is legally required vs contractually required vs optional, including workers comp, COIs, and smart starter coverage.

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Coverage Guide

How Much D&O Insurance Does a Startup Need?

Stage-by-stage guide to D&O insurance limits for startups, from $1M at pre-seed to $10M+ at Series C, including what triggers the need for more coverage.

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Coverage Guide

How Much Does Startup Insurance Cost?

Real price ranges for startup insurance including GL, E&O, cyber, and D&O coverage with examples for solo founders through Series A companies.

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Coverage Guide

Startup Insurance: What You Need (and Why)

Complete guide to startup insurance covering what coverage you need at each stage, from pre-revenue through enterprise customers and fundraising.

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Coverage Guide

Restaurant Certificate of Insurance (COI)

How to request and verify a restaurant COI, what to check, common mistakes, and verification checklist for landlords and business partners.

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Coverage Guide

Liquor Liability Insurance for Restaurants

When liquor liability is required, what it covers, cost factors, exclusions, and compliance checklist for restaurants serving alcohol.

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Coverage Guide

Restaurant General Liability Insurance Cost

What restaurant owners pay for general liability insurance, with real claim examples, standard limits guidance, and tips to avoid coverage gaps.

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Coverage Guide

Insurance for Foodborne Illness in Restaurants

Comprehensive guide to insurance protection for foodborne illness outbreaks including which policies apply, what's covered, exclusions, and first 24 hours response.

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Coverage Guide

What Restaurant Insurance Covers

Detailed breakdown of what restaurant insurance covers including customer injuries, food claims, property damage, employee injuries, and business interruption.

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Coverage Guide

How Much Is Restaurant Insurance?

Real price ranges for restaurant insurance by policy type, with cost examples for fast casual, full-service, and food truck operations.

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