Expert insights to help you understand commercial insurance and protect your business.
Restaurant liability for customer property damage and what general liability insurance covers.
What liability sticks to restaurants when third-party delivery drivers cause accidents?
Unique liability risks of outdoor dining and how general liability insurance covers patio operations.
Understand liability for parking lot accidents at restaurants and how general liability insurance applies.
How general liability insurance responds to food allergy claims and what restaurants can do to reduce exposure.
How general liability insurance extends to off-site catering events and what venue requirements to expect.
Understand how general liability and property insurance each respond during a restaurant kitchen fire claim.
Get accurate HNOA quotes faster with this complete checklist of delivery details, driver policies, MVRs, and contract requirements underwriters need.
HNOA premiums range from $300 to $1,200+ annually. Learn exactly what drives pricing and how to reduce costs without sacrificing coverage.
Not all deliveries carry the same risk. Map your restaurant's delivery exposure based on catering, alcohol, late-night operations, and claim patterns.
Compare Hired & Non-Owned Auto and Commercial Auto coverage to determine which policy fits your restaurant's delivery model and vehicle ownership.
Third-party platforms handle delivery - but product liability, liquor liability, and premises liability still attach to your restaurant. Here's what you need to know.
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