Expert insights to help you understand commercial insurance and protect your business.
Employee delivery drivers, catering runs, and supply pickups create a hidden insurance gap that your BOP won't cover. Learn how HNOA protects your restaurant.
Prepare for EPLI underwriting with this comprehensive checklist covering employee handbooks, training, documentation, and manager practices.
Understand what drives EPLI pricing for restaurants and how to reduce your premium through better employment practices.
Evaluate whether your small restaurant needs EPLI based on team size, legal thresholds, and practical risk factors.
Compare EPLI and Workers' Compensation coverage to understand what each policy covers and why restaurants need both to be fully protected.
Understand the most common sources of employment claims in restaurants and how scheduling, tip disputes, and turnover create EPLI exposure.
Learn what Employment Practices Liability Insurance covers for restaurants and why it's essential protection against harassment, discrimination, and wrongful termination claims.
Prepare for your cyber insurance application with this step-by-step checklist of security controls and documentation.
Understand what drives cyber insurance premiums and which security controls can reduce your costs by 20-50%.
Cyber risk for restaurants extends far beyond card data. Learn about ransomware, vendor failures, and modern cyber exposures.
Compare 1st-party and 3rd-party cyber coverage to understand which protections matter most for your restaurant.
What happens when your POS vendor suffers a cyberattack? Learn what coverage you need and what your BOP won't cover.
Our team is ready to help you find the right insurance for your business.
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